Over 70s Travel Insurance
Tailored travel cover with enhanced medical support for travellers aged 70 and above.
Search and compare cheap quotes from up to 15 UK travel insurance providers
Find tailored travel insurance at the right price by comparing deals from the UK’s leading insurance providers.
What is travel insurance for over 70s?
Sometimes travellers over 70 face specific challenges when taking out insurance, such as upper age limits. While standard travel insurance is available, factors like a higher likelihood of pre-existing conditions and increased risk of trip cancellations due to medical reasons can influence policy costs.
However, with our comparison tool, finding the right over 70s travel insurance is straightforward and affordable. Whether you’re looking for single or annual multi trip policies, let us help you find the perfect plan that lets you embrace your travel aspirations, no matter your age.
Why does travel insurance matter for over-70s?
Compare over 70’s travel insurance policies crafted to meet the unique needs of older travellers. You can find coverage for:
- Extensive medical care: Be at ease knowing that you’re covered for any medical treatment needed while you’re on your holiday
- Prescription coverage: Stay worry-free with coverage for essential medications, ensuring you have access to your necessary prescriptions even while traveling
- Luggage protection: Travel light-hearted with protection against luggage loss or theft
- Emergency assistance: Some providers offer 24/7 support to help you, ensuring no unexpected event disrupts your travel plans
Medical conditions: what to consider when choosing over-70s travel insurance
It’s important to tell your travel insurer about any pre-existing medical conditions you have, or if you are waiting for test results or diagnosis. Failure to disclose any existing or previous medical conditions could disqualify you for cover when you make a claim. Some common conditions may be covered as standard, while others might be covered for an extra premium. Some insurers will exclude pre-existing conditions from your cover, meaning that you won’t be able to claim any medical cover related to those conditions while you’re abroad. However, there are special policies for travellers with pre-existing health conditions. These are usually more expensive than standard policies, but all your health problems will be covered while you travel.
Single Trip Travel Insurance
Policies will cover you for a single trip abroad. Most providers will have a maximum trip length to qualify this type of policy, but this can be up to 365 days with some insurers.
Annual Multi-trip Travel Insurance
Policies will cover multiple trips abroad and in the UK within 12 months. However, your policy may have a maximum length for each trip, typically 31 or 60 days.
What does an over-70s travel insurance policy cover?
Over 70s travel insurance is no different than a standard policy albeit more considerations for any medical conditions which may lead to policy exclusions such as upper age limits or higher costs. The following information provides a general overview of common travel insurance inclusions and exclusions. Always read your documents thoroughly to understand what is and isn’t covered before your trip.
What’s covered
Medical Expenses: Insurance will cover the cost of emergency medical treatments you receive while abroad
Medical aids: Medical equipment and accessories that you bring abroad will be protected against loss or damage
Medication : If you lose important prescription medication, your insurance will help you pay for a replacement
Repatriation: If you need to return home in the event of an emergency, your insurance will help you cover travel costs
Baggage : If your baggage is stolen or damaged, travel insurance will pay out to help you replace important items
Cancellation : Travel insurance will cover the cost of your holiday if you have to cancel due to an emergency
Travel Disruption : If your travel arrangements have been disrupted, insurance will help you cover alternative transport or accommodation
What’s not covered?
Non-disclosed pre-existing conditions: Providers won’t cover any pre-existing conditions you didn’t disclose when applying for your policy
Airline Strikes : It is the responsibility of the airlines to compensate travellers for airline strikes and help organise alternative transport
High-risk activities: Insurers won’t cover certain high risk activities that are likely to result in injury or damage, such as rock climbing or winter sports
Accidents related to drugs/ alcohol: Insurers will not cover claims for accidents that occur while under the influence of drugs or alcohol
Travelling against FCDO advice: Even with worldwide cover, insurers will not cover travel to countries that the FCDO has advised against
Missed Flights: You will not be covered for missed transport if it is the result of poor time management or mistakes that you are responsible for
Choosing not to Travel: You will not receive cancellation cover if the reason for cancelling is that you have changed your mind
Optional extras you can add to your policy
Cruise Cover
This add-on provides you with cover for cruise-specific risks such as missed port departures, cabin confinement, multiple destinations, unused pre-booked excursions, disrupted cruise itinerary, and airlift rescue.
Gadget Cover
Most travel insurance policies have a per-item cover limit for your belongings, which might not cover expensive electronics. This extra cover will ensure your gadgets, such as smartphones and laptops, are insured for their full value.
Golf Cover
This add-on covers risks unique to golf holidays such as loss of your golf clubs, equipment hire if your gear is stolen, and non-refundable green fees. Some even provide a contribution to your obligatory bar bill if you hit a hole-in-one.
Excess Waiver
The excess is the amount a policyholder pays towards a claim. You can pay extra for the excess to be waived and 100% of the claim paid by the insurer.
How much does over-70s travel insurance cost?
Travel insurance for over 70s on average costs £36.61^. Prices increase as you get older, so travellers over 70 are likely to pay more for their insurance than younger holidaymakers. But there are also several other factors that will affect the cost of your policy. These are:
- Destination
Insurers will price your policy based on your holiday destination. This is because some destinations are riskier than others or have more expensive medical costs
- Trip length
If you’re purchasing a single-trip policy, getting cover for a longer trip will be more
- Pre-existing conditions
With a standard travel insurance policy, most providers will increase the cost if you have a history of medical problems. Specialist policies for pre-existing conditions are more expensive than standard policies
- Addition cover options
Adding extra cover to your policy will add to the cost of your policy. Some travel insurance providers may also offer a choice of travel insurance policies with different levels of cover for certain categories
Tips & Advice
Frequently Asked Question
What kind of pets will I be caring for?
It varies! Most sits involve dogs or cats, but you may also find birds, rabbits, or other small animals. Each listing includes details about the pets, their routines, and what kind of care they need.
Can I choose where I want to sit?
Absolutely. You can filter opportunities by location, dates, and type of pet. Whether you want a countryside retreat or a city break, there’s something for every lifestyle.
How does Quays make sure sits are safe and genuine?
Every homeowner and sitter goes through ID verification and profile screening. You can also read transparent reviews from past stays, so you know exactly who you’re connecting with.
What support does Quays provide during a sit?
Our friendly UK-based support team is available 24/7. Whether you have a question, need help verifying a listing, or face an emergency, we’re always just a message away.
Can I bring a partner or friend with me on a sit?
In most cases, yes, as long as the homeowner agrees. You’ll see whether extra guests are allowed on each listing, and you can discuss it before confirming the sit.
Are Quays sitters verified?
Yes. Every sitter on Quays completes an identity verification process and is encouraged to build transparent profiles with photos, references, and reviews from past stays.
How do I know my pets and home will be safe?
Safety is at the heart of Quays. All sitters are reviewed and vetted, and you can arrange a meet-and-greet or video call before confirming your booking. You’ll also have 24/7 support throughout the stay.
Do I have to pay my sitter?
No. Sitters stay in your home for free in exchange for caring for your pets. It’s a meaningful, mutual exchange, you save on expensive boarding or kennels, and they enjoy a comfortable stay.
What kind of pets can I list on Quays?
You can list any pets, from dogs and cats to smaller animals or even farm pets. Just be sure to include details about their routines, personality, and any special care needs.
Can I choose who stays in my home?
You can list any pets, from dogs and cats to smaller animals or even farm pets. Just be sure to include details about their routines, personality, and any special care needs.