My dog is getting older, and I’m worried about future vet costs.…

You're smart to plan ahead! First, look into older dog insurance before any health issues pop up since pre-existing conditions won’t be covered. Starting a vet fund by saving a little each month can really help with unexpected costs. Also, keeping up with regular check-ups is also key—noticing issues early can save you money in the long run. Lastly, some vets offer wellness plans where you pay monthly for routine care, which can help manage costs better. Planning now can save you a lot of stress later!

When my dog turned nine, his insurance premium doubled overnight, jumping from £35 to £90 per month. I was shocked. I wish I had switched to a better policy when he was younger. If your dog is still young, lock in a good lifetime policy now before premiums skyrocket.

I started setting aside £100 a month for vet bills when my dog turned seven. Now that he has arthritis and needs medication, I’m so grateful I did. If you can, start saving now, it makes a huge difference.