The cost of loving a dog

Owning a dog is amazing, but let’s be real, it’s not cheap. Food, grooming, vet visits… it all adds up. But the real shocker? Unexpected medical bills. A friend of mine had to pay £4,500 when her dog tore a ligament. She didn’t have insurance, and it hit hard. It got me thinking, how do you prepare for those surprise costs?

Do you save up, rely on insurance, or just hope for the best? Let’s talk!