90 Days Travel Insurance
Extended long-stay cover for trips lasting up to 90 days.
Search and compare cheap quotes from up to 15 UK travel insurance providers
Find tailored travel insurance at the right price by comparing deals from the UK’s leading insurance providers.
Compare 90-Day Travel Insurance Quotes
Planning a long holiday, an extended work trip, or a three-month stay abroad? With 90-day travel insurance, you can explore the world with confidence knowing you’re protected every step of the way. We help you compare long-stay travel insurance quotes from top-rated UK insurers in one place so you can find cover that fits your trip, your budget, and your peace of mind.
From medical emergencies to lost baggage, trip cancellations, or unexpected delays, we make it easier to choose a policy designed for long stays without the stress of searching multiple websites.
A 90-day trip requires more than just standard insurance. You need a policy that lasts the full duration of your stay and covers the unique risks of spending a longer time abroad.
When you compare policies with us, you can expect benefits such as:
- Medical emergency cover for illness, injury, or sudden health issues during your stay
- Protection for valuables, gadgets, and personal items
- Cover for flight delays, missed departures, and trip cancellations
- Options for adventure sports, backpacking, business trips, or remote working abroad
- Access to 24/7 emergency assistance wherever you are in the world
You choose the destination, we help you find the cover that matches your trip whether you’re travelling for leisure, work, study, volunteering, or visiting friends and family overseas.
Start comparing quotes today and protect yourself from unexpected costs during your 3-month trip.
How much does 90-day travel insurance cost?
There’s no single price for 90-day travel insurance. The cost depends on factors like where you’re travelling to, your age, the activities you plan to do, and the level of cover you choose.
Most insurers calculate price based on:
- Your destination (Europe is usually cheaper than global cover)
- Your age and any pre-existing health conditions
- The type of policy — basic, standard, or comprehensive
- Optional extras like gadget cover, adventure sports, or baggage upgrades
- The insurer you choose and their pricing model
Longer trips naturally cost more than short holidays, but comparing multiple insurers helps you find affordable options without compromising on essential protection.
With our comparison tool, you can check prices from up to 15 UK travel insurance providers in one place, so you get the right cover at the right price for your journey.
What does 90-day travel insurance cover?
Every policy is different, but 90-day travel insurance covers the risks associated with long trips abroad.
Here’s what’s commonly included:
- Emergency medical treatment: Cover for hospital care, ambulance fees, medication, and treatment costs if you fall ill or get injured while travelling. This is especially important in countries where healthcare is expensive.
- Trip cancellation or curtailment: If you need to cancel your trip before you leave or return home early due to illness, family emergencies, or unexpected circumstances, many policies reimburse the unrecoverable costs.
- Lost or stolen baggage: Protection for your luggage, valuables, and personal items if they are lost, damaged, or stolen during your stay.
- Travel delays and missed departures: Compensation if your flight is delayed for several hours, cancelled, or if you miss your departure due to reasons outside your control.
- Personal liability: Cover for legal costs if you accidentally cause property damage or injure someone while abroad.
- Gadget cover (optional): Some insurers offer protection for phones, laptops, cameras, and other gadgets — ideal for travellers working remotely or using electronic devices frequently.
- Adventure sports upgrades: If you’re planning on hiking, skiing, diving, or taking part in adventure activities, you can add extra cover to stay protected during higher-risk pursuits.
Whether you are visiting one country or exploring multiple destinations in one journey, 90-day travel insurance gives you a safety net so you can enjoy your trip without worrying about the cost of unexpected events.
How much does 90-day travel insurance cost?
There’s no single price for 90-day travel insurance. The cost depends on factors like where you’re travelling to, your age, the activities you plan to do, and the level of cover you choose.
Most insurers calculate price based on:
- Your destination (Europe is usually cheaper than global cover)
- Your age and any pre-existing health conditions
- The type of policy — basic, standard, or comprehensive
- Optional extras like gadget cover, adventure sports, or baggage upgrades
- The insurer you choose and their pricing model
Longer trips naturally cost more than short holidays, but comparing multiple insurers helps you find affordable options without compromising on essential protection.
With our comparison tool, you can check prices from up to 15 UK travel insurance providers in one place, so you get the right cover at the right price for your journey.
What does 90-day travel insurance cover?
Every policy is different, but 90-day travel insurance covers the risks associated with long trips abroad.
Here’s what’s commonly included:
- Emergency medical treatment: Cover for hospital care, ambulance fees, medication, and treatment costs if you fall ill or get injured while travelling. This is especially important in countries where healthcare is expensive.
- Trip cancellation or curtailment: If you need to cancel your trip before you leave or return home early due to illness, family emergencies, or unexpected circumstances, many policies reimburse the unrecoverable costs.
- Lost or stolen baggage: Protection for your luggage, valuables, and personal items if they are lost, damaged, or stolen during your stay.
- Travel delays and missed departures: Compensation if your flight is delayed for several hours, cancelled, or if you miss your departure due to reasons outside your control.
- Personal liability: Cover for legal costs if you accidentally cause property damage or injure someone while abroad.
- Gadget cover (optional): Some insurers offer protection for phones, laptops, cameras, and other gadgets — ideal for travellers working remotely or using electronic devices frequently.
- Adventure sports upgrades: If you’re planning on hiking, skiing, diving, or taking part in adventure activities, you can add extra cover to stay protected during higher-risk pursuits.
Whether you are visiting one country or exploring multiple destinations in one journey, 90-day travel insurance gives you a safety net so you can enjoy your trip without worrying about the cost of unexpected events.
Tips & Advice
Frequently Asked Question
Is 90-day travel insurance the same as long-stay travel insurance?
Yes. Most insurers classify any trip longer than 30 days as a “long-stay” or “extended-stay” policy. A 90-day policy is specifically designed for trips lasting three months.
Can I get 90-day travel insurance with pre-existing medical conditions?
Yes, you can as long as you choose a policy that covers your specific condition and declare it during the quote process. Some insurers offer extended-stay policies tailored for travellers with medical histories.
Can I travel to multiple countries on one 90-day policy?
Absolutely. You just need to choose the right region (e.g., Europe, Worldwide, or Worldwide excluding the USA/Canada). Your insurer will cover you across all countries within your selected area.
When should I buy 90-day travel insurance?
It’s best to buy your policy as soon as you book your trip. That way, you’re covered for cancellations and unexpected events before you even travel.
Can I extend my policy after 90 days?
Some insurers allow extensions, but not all. If you think you might stay longer, choose a provider that offers flexible long-stay extensions.