Imagine having a house full of pets that you love running around healthy and strong. As a pet owner you want to ensure that you provide your furry family members the best care possible, but unforeseen medical costs and veterinary fees can mount up rapidly. Multi-pet insurance is a sensible and cost-effective method to guarantee that all of your pets receive excellent care without breaking the bank if you have more than one. You can save time, money, and enjoy hassle-free management by grouping your pets under a single plan rather than juggling several policies and payments.
At Quays Pet Insurance we believe that protecting your pets should be simple and affordable. We understand the importance of having reliable coverage that actually works for you. At Quays Pet insurance we understand that your pets have different personalities and deserve to have their plans individualized to suit their needs.
Though they are covered under one policy, our multi pet insurance is designed to suit the different needs of all the pets within the plan. The advantages of multi-pet insurance, how to locate the best offers, how to evaluate leading insurance companies, and professional money-saving advice will all be covered in this guide, allowing you to concentrate on what really matters, spending quality time with your cherished pets.
Multi Pet Insurance
Multi pet insurance allows you to insure several pets under a single plan instead of having separate policies for each pet. Because it streamlines insurance administration, minimises paperwork, and usually offers discounts for each extra pet insured, this option is perfect for households with two or more pets.
There are different levels of coverage that you can choose from with multi pet insurance. These include:
Lifetime coverage: which offers continuous protection against long-term diseases and ailments throughout the duration of your pet’s life.
Maximum Benefit Coverage: This type of insurance covers injuries and illnesses up to a certain amount of money per condition.
Time-Limited Coverage: Provides protection against diseases or accidents for a predetermined amount of time, usually one year.
Accident-Only Coverage: This is the least expensive option because it only covers unanticipated injuries and excludes diseases.
The fact that all pets are insured by the same company makes it simpler to keep track of premium payments, renewals, and claims, which is one of the main advantages of multi-pet insurance. Some insurance companies, including Quays, provide multi-pet discounts that increase with each extra pet, enabling pet owners to save costs while guaranteeing their furry companions receive the best care available.
For Example, when you insure numerous animals under one policy, instead of £20 per month for each pet separately, multi-pet insurance can offer a discount, lowering the cost to £18 per pet. Pet owners who opt for multi-pet insurance can benefit from stress-free, affordable coverage, knowing that all of their animals are covered by a single, simple-to-manage policy.
Benefits of Multi Pet Insurance

Owning multiple pets brings joy to many households. However, the additional financial obligations that it involves makes it a sometimes daunting task. In addition to helping you effectively manage your spending, multi-pet insurance provides an efficient and affordable approach to guarantee that all of your pets receive the treatment they require. The following are the main advantages of selecting a multi-pet insurance plan:
- Save Money with Discounts for Multiple Pets
The discounts available for insuring numerous pets under a single policy are one of the main benefits of multi-pet insurance. Quays Pet Insurance is one of many companies that provide tiered discounts, which means that the more pets you add, the greater your savings. When compared to purchasing individual policies for every pet, this can drastically lower the total cost.
For instance, if one pet’s monthly insurance is £25 and two pets are insured separately, the total cost will be £50. However, with multi-pet insurance, you may pay £45 or less for both with the multi-pet discount.
- Simplified Management
With different premium payments, renewal dates, and claim processes, juggling several insurance plans can be difficult. By grouping all pets under a single policy, multi-pet insurance streamlines the procedure, which means:
- A single renewal date eliminates the need to monitor several policy expirations.
- One provider: simplifies customer service and claims.
- A single monthly payment simplifies budgeting.
- Tailored Coverage for Different Pets
Every pet has different requirements. While some may only need basic accident insurance, others might need comprehensive lifetime coverage. You can tailor the coverage for each pet separately within the same policy when you have multi-pet insurance. This flexibility allows you to safeguard them from certain medical conditions without paying too much for superfluous coverage.
For instance, a young healthy cat may just need accident-only insurance, while an elderly dog with debilitating arthritis might need lifetime coverage, all under one policy.
- Coverage for a Variety of Pets
Most insurance providers offer cover for dogs and cats majorly while some also cover other pets such as rabbits, horses, birds, and even tiny mammals like ferrets. Instead of looking for multiple policies, multi pet insurance enables you to secure all of your pets under one plan if you have a variety of animals in your home or if you offer animal shelter services.
- Peace of Mind in the Event of an Emergency
Unexpected illnesses and accidents can be very expensive to manage or treat. With multi-pet insurance, you won’t have to worry about huge vet bills in the event that one or more of your pets require emergency care. Your policy will cover the following, depending on the coverage you select:
- Veterinary consultations and treatments
- Hospitalisation and surgery
- Costs of prescription drugs and medications
- Diagnostic tests (such as MRIs, X-rays, and blood tests)
This implies that instead of worrying about money, you can concentrate on your pet’s recovery.
- Additional Perks
Additional features offered by certain multi-pet insurance plans include:
- 24-hour veterinary helplines for prompt guidance on pet health issues.
- Third-party liability insurance (for dogs) in the event that they injure or destroy property.
- Advertising and reward expenses are covered to help in the recovery of missing pets.
For pet owners who have multiple furry friends, multi-pet insurance is an affordable, practical, and flexible option. You can save money, streamline administration, and guarantee that your pet gets quality healthcare when needed by combining all of your pets under a single policy.
With Quays Pet Insurance, you can easily take advantage of competitive discounts, comprehensive coverage, and peace of mind knowing that all of your pets are covered by a single, dependable policy
How Can I Get the Best Deals on Multi Pet Insurance?

Finding the best deals on multi pet insurance can help you save money and ensure that your furry friends have the coverage they require. It’s critical to research policies, search for discounts, and select a plan that strikes a balance between affordability and extensive benefits because there are numerous insurance companies offering varying degrees of protection. The following are some essential tips to help you keep your pets safe and get the best multi-pet insurance offers.
Compare Quotes
Not all pet insurance companies provide the same discounts, coverage, or rates for policies with several pets. Spend some time to research and compare quotes from different insurers before making a decision based on:
- Monthly premiums: The cost for each pet.
- Options for coverage: What ailments, therapies, and veterinary care are covered.
- Limitations and exclusions: yearly claim limits, breed-specific restrictions, and pre-existing conditions.
- Savings: loyalty benefits or discounts for multiple pets.
To determine which provider offers the best value for your pets’ needs, use comparison websites or visit supplier websites directly. Quays Pet Insurance is a great option for pet owners because it provides attractive multi-pet discounts.
Choose the Right Level of Coverage
Think about the real coverage needs of each pet when choosing a multi-pet insurance plan. Typical policy kinds include, the lifetime Coverage which is the most expensive and comprehensive but ideal for pets with long-term illnesses. Maximum benefit coverage provides coverage for injuries and illnesses up to a certain amount. While the time-limited coverage provides coverage that lasts for a predetermined amount of time, typically 12 months. The least expensive option is the accident-only coverage which only covers injuries.
If you have a young, healthy cat and an elderly dog, you might opt to purchase a more basic policy for the cat and comprehensive lifetime coverage for the dog in order to save money.
Increase your Excess to Lower Premiums
The amount you pay before the insurance company pays the remaining portion of the veterinarian cost is known as the excess, and it is included in most pet insurance plans. You can reduce your monthly premium by adjusting the excess amount, as many insurers permit. For instance, your monthly premium can go down if you set your excess at £100 rather than £50. But, in the event of a claim, make sure you can afford the excess.
Avoid Unnecessary Extras
Certain packages provide optional extras like physiotherapy, dental treatment, or international travel insurance. These can raise rates considerably, even though they can be advantageous. Choose add-ons only if they are essential to your pets’ lifestyle. You might not require theft or international insurance if your pets are indoor cats or don’t travel, which could save you money.
Insure Pets While They Are Young
Generally speaking, if you insure your pets early on before they become ill, your premiums will be lower. Many pet insurance providers may not cover pre-existing conditions or charge more for older pets. For instance, even if they are of the same breed, a puppy covered at three months old will probably have a cheaper lifetime premium than a dog insured at seven years old.
Check for Special Offers and Promotions
Some pet insurance companies give exclusive promotions, cashback incentives, or seasonal discounts. Visit the websites of your insurers regularly, subscribe to their newsletters, and look for special deals that can lower your insurance premiums. Some companies offer referral bonuses when you refer a friend.
Pay Annually Instead of Monthly
When you pay for the entire year up front rather than in monthly installments, many insurers give you a discount. Over the course of the year, you can save 5 to 10% even though the initial cost is more. For instance, you might spend £240 per year if your pet premium is £20 per month. Paying yearly, however, might lower it to £216, saving you £24 annually for each pet.
Carefully Read the Terms of the Policy
The best deal isn’t necessarily the lowest premium. Some cheap insurance policies can have exclusions, excessive excess fees, or restricted coverage that could result in unforeseen expenses. Before making a commitment, always read the fine print. To be sure you’re actually receiving a good deal, look for policies with fair exclusions, acceptable excess amounts, and clear claim limitations.
Getting the best multi-pet insurance rates doesn’t have to come at the expense of high-quality coverage. You can save money and make sure your pets get the best care possible by comparing providers, searching for savings, modifying your coverage, and making calculated decisions.
At Quays Pet Insurance we offer customised multi-pet plans that are intended to provide all of your pets flexible, affordable, and complete protection. Find out how much you can save on your multi-pet insurance plan by getting a quote right now!
Comparing Top Multi Pet Insurance Providers

Selecting the top multi-pet insurance provider is essential to guaranteeing your pets get the highest quality of treatment at an affordable cost. Many insurance companies provide special perks, varying coverage levels, and savings to pet owners who wish to insure more than one pet under a single policy. Based on important criteria like coverage options, discounts, exclusions, and user ratings, we have compared some of the leading multi-pet insurance companies below.
Quays Pet Insurance – Best for comprehensive and comprehensive coverage
Quays offers multi pet discounts with increasing discounts for each additional pet. offers different coverage levels such as lifetime, maximum benefit, time-limited, and accident-only plans. One of the key benefits of choosing keys is the tailored coverage for each pet that it offers, recognizing the individuality of each animal. Quays also offers a 24/7 vet helpline, covers pre-existing conditions and has no upper age limit restriction.
Quays offers some of the most flexible multi-pet discounts in the country, making it a great choice for owners of multiple pets who want affordable, tailored coverage. Let’s compare some multi pet insurance providers in the table below.
Provider | Multi Pet Discount | Best For | Coverage options | Notable feature |
Quays | Yes, Increasing discounts | Flexible multi pet and comprehensive cover | Lifetime, time-limited, accident-only | Customisable cover, 24/7 vet support |
Petplan | No | Comprehensive cover | Lifetime, time-limited, maximum benefit | cover for pre-existing condition |
Manypets | Yes 15% off | Pre-existing conditions | lifetime | Covers pre-existing condition |
Animal friends | Yes up to 10% off | Budget-friendly plans | Accident-only, time-limited, lifetime | Donates to pet charities |
Agria pet | Yes | Lifetime cover | Lifetime, maximum benefit | Tailored limit per pet on multi pet policy |
Why Choose Quays for Multi Pet Insurance

Quays Pet Insurance is a reputable and trustworthy option for pet owners when it comes to safeguarding their furry companions. Quays guarantees that homes with several pets receive high-quality care at an affordable price thanks to its strong dedication to providing flexible, budget-friendly, and comprehensive coverage. Quays is the best choice for multi-pet insurance for the following reasons:
- Exclusive Multi Pet Discounts
The significant multi-pet discount is one of the main benefits of choosing Quays. For pet owners who have several dogs, cats, or other pets, pet insurance is a cost-effective choice because it offers a percentage discount off your rate for each extra pet. Quays offers a single plan that covers several pets at a reduced cost, thereby reducing your overall expenses. Many other providers charge different policies for each pet.
- Comprehensive Coverage Options to Suit Every Pet
To guarantee that every pet has the appropriate amount of protection, Quays provides a variety of flexible insurance. Whether you require full lifetime insurance or basic accident-only coverage, Quays lets you tailor your plan to your pets’ individual requirements. Quays ensures that you only pay for what you actually need by letting you mix and match coverage levels for your pet rather than purchasing one-size-fits-all insurance.
- Fast and Hassle-Free Claims Process
The claims procedure is one of the main issues with pet insurance. Quays ensures that you receive reimbursement without lengthy delays by making the process quick, easy, and stress-free.
- Direct payments to veterinarians (for qualified treatments) eliminate the need for significant upfront expenditures.
- 24/7 online claims submission is simple.
- A committed support staff guarantees a seamless and transparent procedure.
Pet owners may experience financial burden due to a delayed claims process, but Quays guarantees prompt refunds and transparent communication.
- No Hidden Costs
Many providers include exclusions, premium hikes after claims, and hidden costs. Quays offers transparent, up-front pricing with no hidden fees. We offer transparent terms and conditions so you know exactly what’s covered, No unstated administrative fee charges. You can avoid unforeseen financial constraints by creating a more predictable pet care budget with quays.
- Covers a Wide Variety of Pets, Not Just Cats and Dogs
Quays offers coverage for a range of pets, however many insurers only cover dogs and cats. These pets include; coverage for treatment of common ailments and injuries covered under other pets’ insurance. Plans that can be tailored to specific veterinary requirements. Quays enables you to save time and money by combining your multiple pets into a single package.
- Flexible Payment Options
By providing a range of payment alternatives, such as monthly plans, which are perfect for people who prefer smaller, more manageable payments, Quays makes pet insurance accessible and reasonable. Annual payment is also available and those who pay in advance receive a discount. In order to prevent financial strain, you can select a payment plan that suits your spending limit.
- Exceptional Customer Service
When you have questions and concerns, you want a team that is informed, helpful, and quick to respond. Quays provides:
- Customer service for individualised help.
- Fast phone, email, or online chat response times.
- Professional experts to assist you in selecting the ideal pet insurance plan.
Quays Pet Insurance provides a successful blend of affordability, flexibility, and reliability when it comes to multi pet insurance. Quays offer the following benefits, regardless of whether you have two cats, a variety of pets, or a home full of furry friends. Multi-pet discounts that enable you to save a significant amount of money, plans that can be tailored to each pet’s unique requirements, quick claims processing without any unexpected fees, and 24-hour veterinary assistance for added peace of mind.
Because your pets deserve the greatest care without having to worry about money, protect them today with Quays Multi-Pet Insurance!
Conclusion
The best way to save money and safeguard all of your pets is with multi-pet insurance. You can take advantage of substantial savings, flexible coverage, and easy policy administration with Quays Pet Insurance. Get the greatest bargain on multi-pet insurance right now by comparing plans, selecting the appropriate policy, and using our money-saving advice!
Are you prepared to keep your pets safe? Start saving now by requesting a free quote for Quays’ multi-pet insurance!