Pet Insurance
Every pet is unique and your pet deserves personalized protection. Quays provides tailored insurance to cover vet bills, accidents, and unexpected health issues. Enjoy flexible plans, 24/7 expert support and peace of mind, knowing your pet is protected
Owners
Fast, hassle-free claims at your fingertips. With our fully digital claim process, ensuring you focus on your pet’s care, not paperwork.
Fast, hassle-free claims at your fingertips. With our fully digital claim process, ensuring you focus on your pet’s care, not paperwork.
Every wag, purr, and goofy grin tells a story of love.
We’re here to make sure those stories never stop, no matter what surprises life brings. Let’s keep your pet protected and those memories flowing.
Why Pet Insurance Matters?
Accidents happen. Illnesses strike without warning. And sometimes, the cost of treatment can leave you choosing between your pet’s health and your bank account. That’s where pet insurance steps in, not just as a financial cushion, but as a promise that your pet will always get the care they need when it matters most.
With pet insurance, you can:
- Make decisions based on what’s best for your pet’s health, not your budget.
- Avoid the stress and worry of unexpected veterinary bills.
- Ensure your pet receives the care they deserve, whenever they need it.
- Enjoy peace of mind knowing you’re prepared for the unexpected twists and turns of pet parenthood.
Why Our Insurance Makes a Difference.
Your pet is part of the family, and we treat them that way. Our insurance is designed to give you peace of mind while meeting your pet’s unique needs, whether they bark, purr, chirp, or squeak.
We make the process easy, reliable, and stress-free. From emergency care to routine checkups, our cover ensures your pet always gets the care they deserve.
Here’s what you can count on:
- 24/7 coverage for illness, injury, and more
- Fast claims and simple online management
- Freedom to visit any licensed vet
- No hidden fees
- Tailored options for dogs, cats, rabbits, birds, horses, and more
Steps On How To Insure Your Pets
Tell Us About You and Your Furry Friends
Tell us about you and your furry buddy pet to receive a personalized quote.
Compare Quotes
Review and compare your quote options to find the best fit.
Choose a Policy
- Select the best quote tailored for your pet's needs and budget.
Types of Pet Insurance
Lifetime Insurance
Lifetime pet insurance policy provides comprehensive coverage for your pet’s entire life, as long as you continue to renew your policy and pay your premiums. This type of insurance is also known as “whole life” or “lifetime cover” insurance.
Annual (Time-Limited) Insurance
Annual (time-limited) insurance provides coverage for a specific period, usually 12 months, from the date of diagnosis or treatment of a condition. This type of insurance is designed to help manage veterinary expenses for a limited time.
Maximum Benefit Insurance
Maximum Benefits insurance is a type of pet insurance that covers a set amount per condition. Once the maximum limit is reached for a particular illness or injury, that condition is no longer covered, but other conditions remain insured.
Accident-Only Insurance
Accidents-Only insurance is a basic type of pet insurance that covers the cost of veterinary treatment if your dog is injured in an accident. It does not cover illnesses or routine check-ups. This policy is usually the most affordable option, making it a good choice for pet owners looking for budget-friendly coverage
Frequently Asked Question
What does pet insurance actually cover?
Pet insurance can help cover unexpected vet bills from accidents, injuries, and illnesses—like sudden tummy troubles, broken bones, or those sniffles that need treatment. Some plans also cover routine care like vaccinations or dental cleaning, so your best buddy stays happy and healthy!
Is pet insurance worth it?
Absolutely! Vet care can be expensive, and having pet insurance means you’re never caught off guard. It helps you focus on your furry friend’s health—not your wallet. After all, your pet’s happiness is priceless!
Can I keep my current vet?
Of course! Most plans let you visit any licensed vet, so you don’t have to leave the clinic your pet already knows and loves. If your pet needs to see a specialist or even if you’re traveling, you’ll still have coverage.
How much does pet insurance cost?
The cost depends on your pet’s breed, age, and the coverage you pick. Plans can be as low as £20 a month—or more if you want extra protection. We’ll help you find the right fit for your pet’s needs and your budget!
Will pre-existing conditions be covered?
Here’s the thing: most insurance plans don’t cover illnesses or injuries your pet already had before signing up. But don’t lose heart—new issues that happen after your policy starts are covered. It’s a fresh start to help your pet face whatever comes next.
Can older pets still get covered?
They sure can! Older pets are just as deserving of love and care—sometimes even more so with those sweet silver muzzles and soulful eyes. While premiums might be a bit higher, it’s a small price to keep them feeling safe and loved in their golden years. We’ll help you explore what’s possible so your best friend gets the care they need.
Will my premiums go up as my pet gets older?
They might, and it makes sense—like us, our pets need a little extra care as they age. But remember, this coverage can be a lifesaver when the unexpected happens. One emergency vet visit can cost hundreds or even thousands—having insurance can turn that scary moment into just another chapter in your pet’s adventure.
Is pet insurance really worth it?
We think so—and many pet parents agree! A survey by the Association of British Insurers found that the average claim for a dog’s unexpected illness is over £800. That’s a lot of chew toys! Pet insurance means you don’t have to choose between your pet’s health and your budget. It’s a way to honor that promise you made the day you brought them home: that you’d always be there for them, no matter what.
Can I get cover for my rabbit’s vaccinations and routine care?
Standard policies do not cover routine care, vaccinations, or neutering, but we offer optional wellness plans that can help cover preventive treatments.
Quays Technologies Limited is authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number 1013699. Quays Technologies Limited is incorporated in England and Wales with registered number 14465169.